Types of Business Insurance

Your business provides you, your family and your employees with income to support their lives. But have you protected your company against potential risk of bankruptcy and closure?
There are eight main types of coverage designed to protect your business against the risk of loss. Your Kingsbridge Insurance Brokerage professional can help design an entire suite of insurance to protect your business against the risk of a substantial financial loss.

Property Insurance

Just like personal property insurance, your business property insurance covers damage to property used to generate revenue for your business. Many leasing companies will require coverage before leasing office space for a business.

Casualty Insurance

Casualty coverage is often packaged with property insurance and insures against loss or damage to the business.

Liability Insurance

Liability insurance is designed to protect the company against the financial risk of being sued. If you, or your employees, are sued for negligence, a liability insurance policy is there to protect you.

Commercial Auto

Commercial auto insurance is designed to provide the same type of coverage that you have for your personal vehicles for your business vehicles. Remember, commercial use of your vehicle is not covered under your personal auto policy. Be sure to protect you and your business assets with commercial auto coverage.

Workers Compensation

Worker’s compensation coverage helps protect your business and your employees in the event of an on-the-job injury. This coverage is often mandatory when you have employees and the state you live in specifies the amount of coverage that is required. If your state allows you to opt out and choose your own provider it often can save you money. Ask your Kingsbridge Insurance Brokerage professional about how your business can save money with worker’s compensation claims.......more

Business Interruption

If your business was forced to close due to water damage, a fire or a natural disaster, how would you recover your lost income? Business interruption provides you the income you would have earned, but did not, due to the interruption of your business by a natural disaster, fire or water damage. Take steps to protect your livelihood today.

Health Insurance

Provide a great benefit to your employees with affordable health care coverage that allows them flexible plans at a variety of price points.

Life and Disability Insurance

Another great benefit for employees is the ability to provide them with life and disability coverage to protect themselves, and their families, in the event of death or disability. Show your valued employees you care with this affordable benefit today.