Guest Medical

Sometimes Being a Good Host Extends to the Emergency Room

Help Ease the Pain

You meant to clean the ice off the stoop before Aunt Anna arrived, but she was early, and now she has a sprained wrist — an injury she really can't afford. Of course, Aunt Anna isn't going to sue you, but it's nice to know you have Guest Medical coverage included in your homeowners policy so Aunt Anna can be reimbursed for her emergency room visit. Policy holders with Guest Medical coverage can feel confident in offering to help pay for that trip to the emergency room.

Typically, Guest Medical pays for medical expenses (up to policy limits) caused by accidents at your home that are not covered by liability protection.

Reasonable medical expenses incurred to resolve a medical emergency will be reimbursed, for example:

  • Medical
  • Surgical
  • X-ray
  • Dental
  • Ambulance
  • Hospital
  • Licensed nursing
  • Funeral service
  • Prosthetic devices
  • Eye glasses
  • Hearing aids
  • Pharmaceuticals