HMO vs. PPO Prescription Plans

Often many medical plans come with prescription drug coverage to help pay for one-time or ongoing prescription costs. Prescription coverage depends on if the product is brand name or generic and the need for the medication. If it is prescribed by a doctor to treat a medical condition, prescription drug plans will cover medication for a co-pay as low as $5 or $10.

For long term medical needs, prescription drug benefit plans often provide mail order pharmacy services that provide 90 days of maintenance medication for an extra low price. Often, mail order pharmacy service is required for long term maintenance prescriptions.