What is Uninsured/Underinsured Motorist Coverage?

While the state requires drivers to carry minimum levels of property and bodily injury liability coverage, the fact is many people just have the lowest levels of coverage or even none at all. So what happens when your needs exceed the coverage of the other driver at-fault in an accident. Either you pay the difference out of your pocket or try to sue the other party for the difference – if they even have the money.

Uninsured and underinsured motorist coverage protects you to the limits of your coverage, regardless of the coverage of the other party. It provides you and your loved ones the peace of mind that your needs will met at the time of an accident, regardless of the financial situation of the at-fault party.

While just a couple of states require the coverage, at Kingsbridge Insurance Brokers we highly recommend it for all of our policyholders. Best of all, we will shop the entire universe of insurance companies to find you’re the best rate for your uninsured/underinsured motorist protection.