What General Liability Covers

General liability is designed to protect your business against loss due to the cost of care, the loss of services or restitution for any death related to your business. Here are some of the basic coverages that general liability protection covers:

  • Property Damage
  • Products-Completed Operations
  • Contractural Liability
  • Liquor Liability
  • Employee Injuries
  • Fire, Lightning or Explosion Damage
  • Hired Auto and Non-Owned Auto
  • Legal Defense Costs
  • Medical Payments
  • Personal Injury
  • Advertising Injury

Many property owners will require a business to carry $1 million to $3 million in general liability insurance and provide a certificate of insurance naming them as an additional insured upon demand. We can provide certificates of general liability insurance on demand for a nominal fee. Be sure to know what limits you need and your Kingsbridge Insurance Brokerage professional can get you an affordable rate that covers your general liability requirements.